What is a $500000 starter home in the DC metro area? According to a front page article in the New York Times on September 25, 2022, a starter home in Denver Co in the 1990s was a two level house with three bedrooms and 1400 square feet or less. In the 1990s that starter home sold for $90,000 to $125,000. Now that home will cost approximately $500,000.

That made me wonder….. What do you get in the DC metro area for $500,000? Of course, in the DC metro area, there are lots of choices. Do you look in DC (trendy or trending)? Do you look in Montgomery County? How far out do you go into the suburbs? Do you look in Prince Georges County or perhaps you go to Northern Virginia?

For purposes of this search, I used the criteria that defined a starter home in Denver in the 1990s – a two level home with three bedrooms and less than 1400 square feet for no more than $500,000. Then I looked at the criteria without price restrictions to see what kind of house you can get with the same criteria but in a central location.

$500000 Starter Home in DC


The least expensive home in DC is 2553 Alabama Ave. SE, which is  listed for $289,900.  It is a bank owned 3 bedroom 1 bath property being sold as is and is described as a major rehab opportunity.   Built in 1910, this property has 1296 square feet of space on a 6604 square foot lot.







4119 Beck Street SE in Fort Dupont  comes close to being the perfect starter home!  It is listed for $439,990 with 1365 square feet and 3 bedrooms and 2 baths.  With hardwood floors, granite counters, stainless appliances and a charming front porch, this one should be on any realtor’s list showing in SE DC.

If you want to see other homes under $500,000 in DC, just click here to start your search! 

You will be surprised by all your choices!

Montgomery County Maryland Homes

Meet 18501 Nutmeg Place, Germantown, with 3 bedrooms, 1.5 baths and 1248 square feet of living space with no basement.  Nutmeg Place, listed for $309,900, is the least expensive home in Montgomery County which meets the criteria of three bedrooms under $500,000 and less than 1400 square feet of living space.  It has new carpet and new paint, and the seller will give a credit for new kitchen appliances.



$500,000 starter home10612 Edgewood Avenue in Silver Spring is a tidy rambler on a quiet street listed for $500,000 with 3 bedrooms, 2 baths, 1040 square feet and two levels.  This home has a front porch and a back porch, hardwood floors and tall trees in the yard.  This home is near University Blvd. and Colesville Road, about a mile outside the Beltway.  This looks like a very cozy house that would be pleasant to call home!

$500000 Starter Home in Northern Virginia

$500000 starter home in VA8209 Ackley St in Alexandria Virginia is listed for $499,999.  With 3 bedrooms and 2 baths, this split level has 1004 square feet of space above ground.  It has granite counters and stainless appliances, a back porch and a new fence, HVAC and washer and dryer.  This home is near Route 1 and slightly north of Fort Belvoir in Alexandria.

If you want to be in the heart of North West DC, near restaurants, shops in Friendship Heights like Tiffany and Saks 5th Ave, and the metro, then you might consider 4546 Harrison Street NW.  This is not a $500000 starter home!   Listed for $1,059,900, it has 1260 square feet,3 bedroom, 2.5 baths and 3 levels.   The kitchen is renovated with an open floor plan, granite and stainless and the basement has a bedroom/den and a renovated bathroom.

Regardless of your price range, there is a home in the DC metro area.  If you want to start your home search now, just give us a call at 240-401-5577 or email us at lise@lisehowe.com.  To see all the homes on the market now, just click here.

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